Voluntary Life & Critical Illness

Additional, permanent Life Insurance coverage is available to all employees on a voluntary basis. There are NO physicals required, and rates are very affordable. You can even buy coverage for your spouse and children, even if you don’t buy coverage for yourself. This plan is completely portable and goes with you even if you leave Baptist Health. You can enroll during our annual open enrollment.

Critical Illness Insurance provides additional protection for times of critical need. The plan pays a lump sum benefit regardless of whether or not you are out of work long enough to collect disability. This lump sum is paid to you for the following:

• Heart attack
• Stroke
• Major organ transplant
• Permanent paralysis
• End-stage renal (kidney) failure
• Coronary artery bypass surgery

This lump sum benefit is paid directly to you, and you are free to use it however you choose. It will help offset costs not covered by medical insurance.

Critical Illness coverage can also be purchased for your spouse and children, and is completely portable – you can take it with you if you change jobs or retire.